Ship or Sell guide

Marine Cargo Insurance for a Shipped Vehicle

Putting a lot of money into a vehicle is exactly why carrier liability and optional cargo insurance should be treated as separate things.

Is my normal auto policy enough?

Do not assume it is. Your normal vehicle insurance and an ocean carrier’s legal liability are different from dedicated marine cargo coverage.

Why consider extra coverage?

Carrier liability can be limited by maritime law and transport terms. A customer with a high-value or heavily invested vehicle may want separate cargo coverage based on the insured value.

What should I ask the provider?

Ask what risks are covered, deductible, insured value basis, exclusions, loading/unloading coverage and how pre-existing damage is documented.

Important: Carrier, terminal, registration-office and customs requirements can change. Use this as preparation guidance and verify the actual booked shipment.

Primary sources

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